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Because of these weaknesses, pay day loan portfolios should always be categorized Substandard.

Because of these weaknesses, pay day loan portfolios should always be categorized Substandard. category tips The Uniform Retail Credit Classification and Account Management Policy (Retail category Policy) 7 establishes classification that is general for consumer loans according to delinquency, but also grants examiners the discretion to classify individual retail loans that display signs and symptoms…

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